HDFC Bank SME Leadership Transition: Evaluating Sanjay D’Souza’s Legacy, MSME Formalization, and GST Compliance Realities
HDFC Bank executive Sanjay D'Souza retires after nearly 27 years, leaving a profound impact on the lender's SME and micro-enterprise growth while underscoring the interplay between bank credit expansion, MSME formalization, and GST compliance.